Terms and conditions - MortgagePros

MortgagePros, LLC – Terms and Conditions

Introduction
1. Welcome to MortgagePros, LLC (“Company,” “we,” “our,” or “us”). By accessing or using our services, website, and communication platforms, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please refrain from using our services.
Services Provided
1. MortgagePros, LLC provides mortgage brokerage services, including loan application assistance, lender comparisons, and related financial services. We do not directly offer loans but facilitate connections between borrowers and lenders.
Eligibility
1. To use our services, you must be at least 18 years old and legally able to enter into binding contracts. By using our services, you represent and warrant that you meet these criteria.
Communications & 10DLC Compliance
1. By providing your contact information, you consent to receive communications from us via SMS, email, and phone calls. We comply with all applicable messaging regulations, including 10DLC registration requirements for business messaging.
2. SMS Consent Communication: The Information (Phone numbers) Obtained as part of the SMS consent process will not be shared with third parties for marketing purposes
3. Types of SMS Communications: If you have consented to receive texts messages from MortgagePros, you may receive messages related to the following: Conversational Messages
  - Example: “Hello, we received your online inquiry and see you were interested in financing options. What were you interested in getting done? Reply STOP to opt out of SMS messaging at any time.”
4. Message Frequency: Message frequency may vary depending on the type of communication. Example: “Message frequency may vary. you may receive up to 3 SMS messages per week regarding your mortgage Inquiry.”
5. Potential Fees for SMS Messaging: Please not that Standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
6. Opt-In Method: You may opt-in to receive SMS messages from MortgagePros in the following ways:
  - By submitting the form in Contact Us
7. Opt-Out Method: You may opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS messages you receive. Alternatively, you can contact us directly to request removal from our messaging list or clicking the unsubscribe link (where available).
8. Help: If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at [email protected]
  Additional Options:
  - If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.
9. Standard Messaging Disclosures:
  - Message and data rates may apply.
  - You can opt out at any time by texting “STOP.”
  - For assistance, text “HELP” or visit our [Privacy Policy] and [Terms and Conditions] pages.
  - Message frequency may vary
10. Data Privacy: We do not sell or share your contact details with third parties for marketing purposes without your consent. For more details, please review our Privacy Policy
User Responsibilities
1. You agree to:
  1. Provide accurate, complete, and current information.
  2. Use our services only for lawful purposes.
  3. Not engage in fraudulent or misleading activities.
Privacy Policy
1. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our services, you acknowledge that you have read and agree to our Privacy Policy.
Third-Party Services
1. Our website may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of these third parties.
Limitation of Liability
1. MortgagePros, LLC is not responsible for any direct, indirect, incidental, or consequential damages arising from the use of our services. We make no guarantees regarding loan approvals or interest rates.
Indemnification
1. You agree to indemnify and hold MortgagePros, LLC harmless from any claims, losses, or damages resulting from your violation of these Terms and Conditions.
Modifications
1. We reserve the right to update or modify these Terms and Conditions at any time. Changes will be effective upon posting. Continued use of our services constitutes acceptance of any updates.
Governing Law
1. These Terms and Conditions are governed by the laws of Michigan, without regard to conflict of law principles.
No Unlawful or Prohibited Use
1. As a condition of your use of this Website, you agree and warrant to MortgagePros, LLC that you will not use or access this Website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If your use or access violates any law or any of these terms or conditions, your permission to use the Website automatically terminates
Severability
1. You agree that if any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions.
Disclaimer of Warranties
1. THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS – ARE PROVIDED “AS-IS” AND “AS AVAILABLE” AND MOTGAGEPROS, LLC DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF SUCH INFORMATION AND MATERIALS
  AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUS, OR OTHER MALWARE, IS GIVEN IN CONJUNCTION WITH SUCH INFORMATION AND MATERIALS.
  YOU ACKNOWLEDGE THAT NEITHER MORTGAGEPROS, LLC ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE SERVICES OR THE SITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES OR THE SITE, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH THE SERVICES AND THE SITE. MORTGAGEPROS, LLC DOES NOT ENDORSE PRODUCTS OR SERVICES APPEARING ON LINKED SITES OR PURCHASED VIA LINKED SITES.
  EXCEPT AS SPECIFICALLY PROVIDED IN THIS AGREEMENT OR WHERE THE LAW REQUIRES A DIFFERENT STANDARD, YOU AGREE THAT MORTGAGEPROS, LLC IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE OR BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE SERVICES OR THE SITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, MORTGAGEPROS, LLC WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, ECONOMIC OR OTHER DAMAGES ARISING IN ANY WAY OUT OF THE INSTALLATION OR USE OF THE SERVICES, THE SITE, ANY ON-LINE SERVICES OR INTERNET BROWSER SOFTWARE, INCLUDING LIABILITY ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM.
Website Security
1. You are prohibited from violating or attempting to violate the security of the Website, including, without limitation: (a) accessing data not intended for your viewing or logging into a server or account which you are not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; or (c) attempting to interfere with service to any user, host or network. Violations of system or network security may result in civil or criminal liability. MortgagePros, LLC will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations
Contact Information
1. For questions or concerns regarding these Terms and Conditions, please contact us at:

MortgagePros, LLC
880 W Long Lake Rd.
Troy, MI 48098
248-416-1361